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34 Phil 47 Phil acceptance action agreed agreement already amount annulment apply Article Bank Bank of Taiwan buyer cause Civil Code claim clause compensation condition consignation contract creditor culpa damages debt default defendant delivered demand donation effect enforceable estoppel Example expressly extinguished extrajudicial FACTS faith favor fortuitous event fulfillment give heirs HELD Hence illegal insolvency interest judgment judicial land later lease liable Manila Manresa ment mortgage negligence NOTE novation object obligation obligor oral owner paid pari delicto parties payment performance period Philippine plaintiff possession prescribed prescription prescriptive period principal promissory note provisions quasi-contract quasi-delict real property recover reimbursement Requisites rescind rescission Rules of Court seller share sold solidary debtors Statute of Frauds stipulation subrogation Supreme Court surety term thing third person thru tion Torrens Title tract trust unless Usury valid void voidable