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activities agencies Agricultural Credit answer areas asked Association ative bankers Barrio Captains Barrio Cooperative Barrio Guarantee Fund barrio residents Barrio Savings Fund Board borrow Carabao cavans Cavite Cavite province concept Cooperative Development Program cooperative education cooperative system Credit and Cooperative credit union crop decided default Director discipline exempt fieldworkers Filipino financing five percent full-fledged cooperative group action grow hang Nayon harvest hectare implementation income institution investment irrigation joined the Samahang land amortization land payment land reform leaders leaflets lessons loans Mang Celino Mang Jose Manila marketing cooperative membership ment million Moshav Nueva Ecija operative organized paid-up capital Phase Philippine National Bank Philippines Pickling Cucumber plant pre-cooperatives President problem production question radio rats reports rice Rizal province rural banks rural development Sacay Samahang Nayon members Samahang Nayon program sell share tion tive tomatoes trainors volunteer barrio workers