FOREIGN LIFE ASSURANCE. MOST persons have, at some period of their lives, been called abroad; and a Policy absolutely restricting residence within the limits of Europe, must be considered an impediment rather than a protection. To obviate this,-one of the greatest evils of a still imperfect system,-Tables have been constructed for all the principal Commercial and Colonial Establishments; and in this Institution the Assured may ascertain, from the commencement of his Assurance, the rate at which he must be accepted and entitled to proceed wherever his future fortunes may call him. To all persons connected with the Army, Navy, Commerce, or Diplomacy, this arrangement offers essential advantages; nor is it altogether useless to those who, though now resident in Great Britain, may yet, at a future time, be induced to travel by some unforeseen temptation of pleasure or profit. Whenever correct grounds for calculation existed, on them the Premiums have been founded. In all cases they have been cautiously compared and collated. The just distinction is preserved between the native and acclimated, and those who are for the first time exposed to the contingencies of a Foreign Residence:-after the lapse of a fixed period, these latter also are accepted at the reduced rate. When the Assured return to Europe, they pay only the British Premium of their Age, at the commencement of the Assurance. A general annual Premium will be named, calcu lated upon the dangers incidental to the Profession of the Person insured, permitting him to fulfil all the duties of his vocation in any part of the world to which he may be destined; or a special Premium, to meet a particular risk, will be determined, to commence at the departure of the party and terminate at his return. Four-fifths of the profits revert to the Assured, whether abroad or at home. METHOD OF EFFECTING AN INSURANCE. Parties proposing should transmit to the Actuary the particulars stated in the form at the foot of this page: if the Premium for a foreign risk be required, all the circumstances of the case must be communicated to the office: Slight exceptions from perfect health, the milder cases of Gout, Asthma, Hernia, &c. may, after a medical inquiry, be compounded for, and the acknowledgment of the disease forms a part of the engagement. Assurances may be effected by letters-Medical Practitioners of eminence having been appointed in all parts of the Kingdom and Colonies. The Directors will, in all the details of the office, meet as far as possible the convenience and facilitate the business of parties assuring. No delay can arise in replying to proposals. The Board assembles every Tuesday and Friday, and appearances in London can be made on any day at either Office: a Medical Officer attending at Two o'clock in Cornhill, and at Three o'clock in Waterloo Place. When the ordinary certificates cannot be procured, the age is agreed on from the commencement of the Assurance, and can never become the subject of future inquiry. No charge for admission, nor any fee required, under any pretence (beyond the Premium and Government Stamp). No additional sum is demanded for a voyage in a decked and sea-worthy vessel, from any one Port of the British Isles to another; nor, in time of peace, from England to any Harbour between Brest and the Texel, both inclusive. The Company will purchase the Policy of the Assured, or, to suit the convenience of the parties, advance a sum not exceeding two-thirds of its value, to aid them in continuing the Annual Payments. Any further information,-the particular rates of Premium for Survivorships, Fidowments, Joint Lives, and other Life Contingencies, Forms of Proposal, Declaration, Prospect &c.,-may be obtained by personal application at either of the Offices of the Company; or by Letter addressed to the Actuary in CORNHILL. FORM OF A PROPOSAL. The Name, Residence, and Profession, of the Person in whose behalf the Policy is to be. The Name, Residence, and Profession, of the Person whose Life is proposed for Insurance. The Place and Date of Birth. Term of the proposed Insurance. Amount. The Name and Address of the ordinary Medical Attendant of the Person to be insured. HENRY P. SMITH, Actuary. Vizetelly, Branston & Co. Printers, Fleet Street. CARRIAGES. LONDON CARRIAGE REPOSITORY, 3, LANGHAM PLACE, AND GREAT PORTLAND STREET, CAVENDISH SQUARE. ESTABLISHED 1789. The Proprietors, S. MARKS & SON, invite the attention of the Nobility and Gentry to their Establishment, where there are constantly on Sale from 300 to 400 new and second-hand Carriages of every description. This extensive variety, at present, comprises an ELEGANT and UNRIVALLED COLLECTION of new BRITSCHAS and Town and Posting CHARIOTS; the greater part of which may be taken on Job for any period exceeding three months; or, if purchased, will be sold under such warranty as is usually given with Carriages built to order. Gentlemen are requested to observe that each Carriage has its price affixed, and that they are at liberty to hire any one for twelve months, at a stipulated sum, WITH THE OPTION OF PURCHASING AT THE END OF THE TERM, WITHOUT ANY INCREASE OF PRICE-the year's hire, in such case, being considered as part of the purchase money. لا The facilities afforded by their capacious premises, and the extent which this branch of their business has hitherto been carried, enable S. Marks & Son to insure the Public a selection from the best and largest assortment in London of Landaus, Barouches, Britschas, Chariots, Phaetons, Cabriolets, and Stanhopes, for letting on annual Job, or for any intermediate period, on the most moderate Terms. That a continuation of the confidence hitherto reposed in the transactions of this Establishment may be insured, S. Marks & Son pledge themselves that no Carriage shall be recommended by them which has any known fault, and that if any such should exist it shall be frankly stated. CARRIAGES BUILT TO ORDER. CARRIAGE DEPARTMENT. THE Proprietor respectfully solicits the attention of the Public to this extensive Establishment for the Sale of Carriages of every description by Commission-presuming it will be found to offer greater advantages than any yet afforded-its magnitude and extent far exceeding all others of a similar kind, thereby giving the purchaser and seller the important advantage of the most extensive market in the kingdom. No Carriage will be exhibited but what can be warranted, and principally those by the best Makers; to each article the lowest price will be affixed, from which no abatement can be made. Each Carriage will occupy a conspicuous position, such as will secure for it every advantage in point of Sale. The Premises have been rendered fire-proof, in addition to being airy, dry, and well ventilated. Respectable men employed to keep the Carriages cleau, and in the best condition. The Proprietor pledges himself to spare no effort to ensure a quick and advantageous sale of such Carriages as may be placed under his care. The Regulations for the Sale of Carriages by Commission, may be had at the Offices of the Establishment. Money advanced on Carriages and other Property deposited for Sale, if required. The Buildings are expected to be completed by the 16th of May. April, 1831. SETH SMITH, Wilton Crescent, Belgrave Square. SETH SMITH'S It may also be HAVING, during long and extensive practice, experienced great inconvenience from the ordinary construction of chimneys, and having introduced the Metallic Lining in numerous instances, Mr. Smith is now determined never to build any house, above the value of £30 per annum, without using it, considering it infinitely better and cheaper. introduced into, and form perfect linings to, chimneys in buildings already erected. Chimneys may thus be contracted to any desirable degree, without having the unsightly appearance of contractions made above the brick-work of the chimney tops. It will supersede the odious practice of sweeping chimneys by climbing-boys. N.B. The Metallic Lining is equally applicable for Drains, and cheaper than brick. Many strong Testimonials of the utility of the Chimney Lining might be quoted-but that of the President of the Institution of Civil Engineers may be sufficient-" it is important for safety and domestic comfort, and every encouragement should be afforded."—Athenæum. A DESCRIPTIVE PAMPHLET IS PUBLISHED BY LONGMAN AND CO. PATERNOSTER-ROW; AND SON, BOND-STREET. AND CARPENTER Specimens may be seen at the Pantechnicon, where orders are received, and further particulars may be obtained. |
